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Stepping On The Property Ladder With Bad Credit

It is important when you decide to step onto the property ladder to check your credit rating. Your credit rating is important as many lenders base their decision to lend to you on the look of your credit file. Your credit... MORE

Bad Credit Mortgages - How To Apply

Bad credit mortgages are beneficial for those people who would like to step onto the property ladder but can't because their credit history stands in their way. For many young people, this might simply mean not having much of a credit history t... MORE

Testimonials For Bad Credit Mortgages

Bad credit mortgages are popular amongst people who have been rejected by high street lenders for normal mortgages. This is usually because of a bad credit history. Jane from Plymouth said, "I had a CCJ three years ago but b... MORE

How To Search For Bad Credit Mortgages

Bad credit mortgages are mortgages which can be offered to people who have a weak credit history because they are based on other items of an application rather than credit history, such as income or savings. They have becom... MORE

How To Get A Mortgage- Bad Credit Mortgages

As a first time buyer it can be difficult to know where to turn to find a lender who will offer you a mortgage for a property. It has become so difficult, in fact, that many people are turning to renting instead of stepping onto the property l... MORE

Top ways to search for bad credit mortgages

If your credit file is looking weak, or non existent (if you are a young first time buyer) then you may have found a lot of difficulty obtaining a mortgage. This is because mortgage companies need to have the reassurance that you wil... MORE

Applying for a mortgage with your partner

It is a very exciting time when you decide to buy your first property with your partner. However, there is a lot to consider before making the step. Firstly you should analyse how this will impact both of your credit files. If your partner has had CCJs or... MORE

Checking your credit history

Your credit history is very important when you decide to apply for a loan. This is because a lender�s first port of call when receiving your application will be to check your file. The file will give them a picture of you and how well you manage your fina... MORE

Payday Loan

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"I thought Cash Caretaker was really easy to use and I found what I was looking for straight away. I will definitely use them again."

Daniel Clark
Oldham

With the recent credit crunch hitting us all, banks are being more scrupulous about who they lend money to especially if you have a bad credit rating but do not be disheartened; there are products available on the market designed for people in a similar position as you. We are specialists in gaining finance for people with a bad credit score or little or no credit history. Some of the products available to you might include:

BAD CREDIT PERSONAL LOANS

If you would like a personal loan, you can apply for a bad credit unsecured loan which is where the lender does not rely on your possessions as security for the loan. It is frustrating to try and apply for a personal loan if you are not a homeowner, and some mainstream lenders may have declined you based on this fact. However, bad credit tenant loans are also available for those in rented accommodation or even students who need a financial boost.

BAD CREDIT PAYDAY LOANS

The benefit of a payday loan is that the money you need will be added to your account within 48 hours. Payday loans are ideal for people who cannot wait for their next pay cheque, and need some financial short-term help in the mean time.

BAD CREDIT CREDIT CARDS

Even if you have CCJ's, debts or have been bankrupt, specialist credit card deals are obtainable. A bad credit credit card is the same as a normal credit card; what's more, when you use it and pay it off, it will improve your credit rating.

BAD CREDIT MORTGAGES

"Bad credit mortgages" were created for those people who have a poor or impaired credit history and have been declined normal mortgages elsewhere. You will still put down a deposit like you would on a normal mortgage and can even choose from fixed, variable or tracker mortgages.

BAD CREDIT SECURED LOANS

There are many hundreds of products available for bad credit secured loans and they can be catered to your specific financial requirements, regardless of your credit history.

BAD CREDIT BANK ACCOUNTS

Some specialist lenders will offer Bank Accounts for people with Bad Credit without even conducting a credit check. The account is much like a normal bank account. You can also set up standing orders on the account to help pay for bills or other expenses, all for a small and reasonable monthly fee.

It is important when you decide to step onto the property ladder t... MORE
Bad credit mortgages are beneficial for those people who would like t... MORE
Bad credit mortgages are popular amongst people who have been rejecte... MORE